MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Account Management


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services

Download Policy State Policy Endorsements


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Where have you been all these years?!"

Noel Spencer of Newburgh, NY

"Excellent services."

Janice Tucker of Hendersonville, TN

"Great website. Quick and easy application practice."

Azariah Robinosn of Hixson, TN

"The operator that I spoke with regarding reinstating my E & O coverage was very polite and helpful. She told me that I could take care of this on the website, so I did. I've enjoyed doing business with MGA and would recommend your service to my colleagues. "

Dahlia Corella-Ryle of Jourdanton, TX

"You guys/ladies are the best ever!!! :)"

Garnetta Morgan of Kingsport, TN

"As you can see from the answers I gave on your questionaire I'm extremely pleased with your agency. Everything was taken care of in a very professional way. Thank you."

Jerry Garabedian of Fresno, CA

"I have been very satisfied with MGA through the years of coverage. I have been offered coverage at a lower rate but have stuck with you. Several of my friends in the business have also become your customers. A satisfied customer."

Gerald Widok of Parma, OH

"Excellent service. Received notice of renewal well in advance, auto pay set up was clear, and the ability to get renewal certificate was very easy. Made renewing my E&O a pleasure. Keep up the good work!"

Edward Kamiya of Gardena, CA

"Thank you for making this process so easy and quick. I did it on my lunch break!"

Elba Withey of Compton, CA

"It was very quick and easy."

Oranetta Rice of Madison, AL

"I really like your customer service. I received what I needed very fast. Thank you."

Tatiana Shevtsova Rowley of Stuart, FL

"Very helpful and courteous."

Diana Denman of Austin, TX

"Your site made procuring my E&O coverage very easy. Simple and friendly to navigate. Thank you."

Joan Rohleder of Green Bay, Wi

"Loved my customer service rep. Thanks for the great service!"

Judy Steward of Lake Forest, CA

"The service was easy and user-friendly."

William Johnson of Charlotte, NC

"Spoke with your customer service representative on the phone and she was awesome. Very efficient, professional and courteous---everything you want in a phone representative. Great job!"

Alan Jones of Henico, VA

"I also called the customer service dept. and was very satisfied with the help they gave me."

Janet Boyette of Dillon, SC

"Have always had a quick answer which is appreciated. Thank goodness I have never had a claim."

Patrick Higgins of Austin, TX

"The woman was very polite, professional, and knowledgeable on the phone assisting me. Very helpful."

Robert Esters of Louisville, KY

"I would like to personally thank your representative for her assistance today. She was so helpful, and was very kind. Thank you!"

Tifanie Spencer of Sandy, UT

"You application process is so much easier than my current provider's. With them I had to complete a 5 page application every year, then wait as much as 45 days before they got back to me with a quote. Thank you for making this so easy."

David Johnson of Stone Mountain, GA

"I was well-pleased with the way I was treated."

De Roy Golden of Channelview, TX

"It was a pleasure doing business with you. Your staff was very nice and answered all my questions very quickly. Thanks again."

David Vaughn of Las Vegas, NV

"I will recommend MGA to other agents."

Yvonne Deuell of Richmond, TX

"Fast and easy to complete application."

Eugene Bell of Thomasville, GA


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.