MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Account Management


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services

Download Policy State Policy Endorsements


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Great experience, I was prepared to spend a lot more with a local P&C broker, but this saved me a great deal!"

Niko Caparisos of Charleston, SC

"With over 30 years in the sales industry, I am exceptionally appreciative of customer service, and yours was of the highest caliber!"

Jeff Piatt of Calimesa, CA

"I spoke to the CSR twice with questions and she was EXCEPTIONAL! She knew exactly what she was talking about and how to answer my questions without hesitation. Service like this made life easier for me. Thank you!"

Michelle Ahlgren of Alexandria, MN

"Called twice. The ladies were extremely knowledgeable and pleasant to deal with. Don't normally respond to surveys. Made an exception in this case. Keep up the great work."

Christopher Eklund of Hammond, TN

"Excellent service. Received notice of renewal well in advance, auto pay set up was clear, and the ability to get renewal certificate was very easy. Made renewing my E&O a pleasure. Keep up the good work!"

Edward Kamiya of Gardena, CA

"Your rep was a great help with getting the E&O certificate completed and obtained for print-out through email. He gave us his contact info in case we ever need his help again. We appreciate him!"

Jan Bliek of Hull, IA

"Your customer service person via phone was good, very patient and helpful. I appreciate you."

Errold Phanord of Lauderhill, FL

"I appreciate the information and the way it was presented. "

Bonnie Gaskin of Forest City, NC

"Excellent service over the phone which was my initial contact."

Carol Ann Madie of Lake Forest, CA

"It was incredibly easy. Thank you."

Kathy Brody-Tamblin of Cloverdale , CA

"Very pleased!"

Edward Kisling of Freson, CA

"Thank you! You made my day!"

Pamela Salvatore of Wethersfield, CT

"Called customer services and they were very helpful!"

Robert Durante of Parma, OH

"The enrollment process was very easy."

Pam Dugan of Harrisonville, MO

"I also called the customer service dept. and was very satisfied with the help they gave me."

Janet Boyette of Dillon, SC

"E&O product is very competitive. Thank you."

David Buttaro of Pottstown, PA

"Your reps were very good both on the telephone and via e-mail."

Deanna Kaskin of Escondido, CA

"I have referred approximately 6 other agents to your site for coverage. This is one of the few sites I haven't had problems with including my company's site. Thanks!"

Gladys Murphy of San Antonio, TX

"Very happy with the cost. The site not overly wording or confusing. Completely EASY! Thank you."

Margaret Aranguena of Winnemucca, NV

"This was a very easy process completed with the help I received by phone. It was at the end of the day but was told if I had a problem that I should call and someone would help me. I got my certificate and it made my day."

Donald Bolton of Westminster, CA

"MGA is very efficient. I have been getting my E&O from them for years. They are prompt and accurate."

Marcia Rabaiotti of Riverside, RI

"Quick and easy."

Molly Cagle of Baytown, TX

"Very easy for a new agent."

Neil Paul of Biloxi, MS

"I talked to one of your customer service reps. He was very efficient and courteous, and he immediately emailed me a "Payment Method and Address Change" form that I requested. After I faxed the form to you, I got immediate word that the form had been received and the change had been processed. Good work all around! Thanks! "

Willliam Hunter of Pasadena, CA

"Your representative left me a very detailed phone message which I appreciate. I called and spoke to a different rep who helped me on the phone and she is awesome. Thank you."

Amy Yamada of Marina, CA


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.