MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the 3rd business day of each month.

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation. Copyright © 2014 CNA. All rights reserved. One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice.

Program Administrator



Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with Gallagher MGA, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Very user-friendly application process. Would recommend to others. Thank you."

Michelle Jackson of Battle Creek, MI

"The representative did a great job."

William Redden of Oklahoma City, OK

"I was very pleased with the website's ease of use!"

Theodora Richardson of Fairlawn, OH

"Easy to use this website. I love it and the price is great."

Chantal Georgopoulos of Flagler Beach, FL

"I normally don't take customer satisfaction surveys but your site was so well done and so easy to use that I responded to this one. Great utility and easy to use."

Philip Cochran of Hobe Sound, FL

"The rep was great at customer service. He answered all my questions very well, emailed me the form to fill out, and sent a reply in the same afternoon that I applied for the Errors & Ommissions insurance. Thank you!"

Cindy Ladyman of Bloomington, IN

"A totally smooth transaction. Well done!!!"

James Monroe of Oconomowoc, WI

"I am a newly licensed agent and all the "hoops" can be overwhelming. Thanks for making the E&O part of the licensing and appointment process so easy."

Sandra Schlesselman of Cole Camp, MO

"The person I spoke to on the phone is a very nice representative of your company."

Marion Kaye-Marquardt of Valders, WI

"Very polite, professional and efficient."

Jadzia Borenstein of Plantation, FL

"I wish life were this easy. Thanks for the professonalism and quick access."

Kathleen Allen of Nashville, TN

"My question was answered promptly and in a professional manner."

Felix Andino of Kissimmee, FL

"Called customer services and they were very helpful!"

Robert Durante of Parma, OH

"I have recommended and will continue to recommend MGA for E&O coverage. Thank you."

Gary Hickerson of Holmes Beach, FL

"Website very user friendly. Thank you."

Katherine Fittante of Antigo, WI

"I really like the ease of using this website. Very easy to understand."

Joe Story of Tomahawk, WI

"The service representive that was on the phone was very nice and pleasant."

Edgar Pund of Appling, GA

"Thank you for the proactive call to let me know my E&O insurance had expired. I did not have my email address updated and would not have known otherwise. Email was updated and the link to renew was easy to use. THANKS!"

Melissa Pepper of Thousand Oaks, CA

"The customer service rep was great! Give her a pay raise. Thank you."

Michael Thue of Long Beach , CA

"A great company."

James Rucker of Irmo, SC

"E&O product is very competitive. Thank you."

David Buttaro of Pottstown, PA

"Your customer service person via phone was good, very patient and helpful. I appreciate you."

Errold Phanord of Lauderhill, FL

"I worked with your sales representative who got back to me very quickly. He was great to work with!"

Maria Cavanaugh of West Chester, PA

"Very easy website! Made it so simple. :)"

Darcy Neils of Rancho Santa Fe, CA

"The customer service representative was extremely helpful."

Alan Carl of El Paso, TX


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.

Admin Login