MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"I appreciated the CSR's help in taking my payment and then I called back about getting into the site to print my certificate and the gentlemen I talked with helped me with that. Then, he emailed me a copy! I was very impressed with that service…"

Janice Nickerson of Fort Mill, SC

"I got what I need in a few minutes. Excellent!"

Jesus Chao-Alonso of San Jose, CA

"Very easy website! Made it so simple. :)"

Darcy Neils of Rancho Santa Fe, CA

"You CSR is very knowledgeable and friendly. Went above and beyond."

Lynn Williams of Burlington, KY

"Your representative left me a very detailed phone message which I appreciate. I called and spoke to a different rep who helped me on the phone and she is awesome. Thank you."

Amy Yamada of Marina, CA

"The rep that answered the phone was very professional and had great customer service skills. Overall, she was very friendly and because of that I purchased my E&O through you."

Melissa Lumbreras of San Antonio, TX

"I appreciate how helpful your CSR she was! Thank you so much. This was a painless process. Quick and efficient. She was very helpful!"

Kathryn Lamphier of Hayward, CA

"Very user-friendly!"

Tracy Ludeman of Kansas City, KS

"Called customer services and they were very helpful!"

Robert Durante of Parma, OH

"I have worked mostly through the chat option. Everyone that I have worked with has been a great help. I handle all the E&O certs here in our office so I stay busy making sure everything is updated and they have always been terrific in helping me when I needed it. Kudos to you all!"

Carol Davis of Knoxville, TN

"Best prices I've ever seen for E&O!!! Thanks."

Tim Reynolds of Clearwater, FL

"Service and functionality was outstanding!"

Ken Bell of Fort Smith, AR

"Thank you for being so easy!"

Cathy Chestnutt of Clarkston, WA

"I am not sure who I spoke with this morning but please thank him for me. He was quick and efficient and I did not have any time to even pause to call today but he made it very easy. Excellent service. Thank you."

Kelli Tremblay of Concord, NC

"Easy to enroll online and my phone call to ask a question was handled quite professionally."

Donald Jaclin of Plainview, NY

"As you can see from the answers I gave on your questionaire I'm extremely pleased with your agency. Everything was taken care of in a very professional way. Thank you."

Jerry Garabedian of Fresno, CA

"When I called your office, your staff was extremely courteous, professional and prompt with all questions. A rare characteristic these days for businesses."

Mary Pelham of Tampa, FL

"This site was awesome! I will recommend you to everyone."

James Hendon of Los Angeles, CA

"I was assisted very quickly... I would definitely recommend your services to others."

Tim Finefrock of Reston, VA

"I've been looking for E&O and your website was the best one I've seen and the easiest to use. "

Thomas Jones of Corona, CA

"Outstanding experience. Exceptional service. Warm and very polite. I would strongly recommend your firm to others. Thank you."

Joseph Kerr of Bristol, VA

"MGA is very efficient. I have been getting my E&O from them for years. They are prompt and accurate."

Marcia Rabaiotti of Riverside, RI

"You application process is so much easier than my current provider's. With them I had to complete a 5 page application every year, then wait as much as 45 days before they got back to me with a quote. Thank you for making this so easy."

David Johnson of Stone Mountain, GA

"Prompt attention, prompt answer.... no problems here. Good job."

Gail Rowell of Braselton, GA

"Although, your website handled my service call completely, this time. I want to say, when I have had to call in at the last minute for assistance, your representative has been there for me and handled the service I needed professionally and with courtesy. She is a great asset for you."

George Bailey of Tucker, GA


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.