MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation; a Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Outstanding experience. Exceptional service. Warm and very polite. I would strongly recommend your firm to others. Thank you."

Joseph Kerr of Bristol, VA

"I worked with your sales representative who got back to me very quickly. He was great to work with!"

Maria Cavanaugh of West Chester, PA

"Very easy to use !!"

Roy Felgoise of Lafayette Hill, PA

"The customer service representative was very helpful and friendly, and i enjoyed doing business with her, and would recommend her to anyone."

Brent Hill of Amarillo, TX

"Great customer experience."

James Jones Jr of Carlsbad, CA

"The person who assisted me was very knowledgeable about the job. She was courteous and professional."

John Cobbs of Lynchburg, VA

"I also talked to two customer service representatives regarding some questions. They were very helpful and professional."

Stanley Washburn of Highlands Ranch, CO

"I found the website very easy to use."

Judie Whitton-Hood of Jonesboro, GA

"Nicely Done!"

Carla Coffman of Birch River, WV

"I was very pleased with the website's ease of use!"

Theodora Richardson of Fairlawn, OH

"Your customer service rep was absolutely wonderful! She was there for me throughout, and understood exactly what I needed. I couldn't ask for better communication. Give her a much-deserved raise!"

Joan Clark of Timonium, MD

"The Service Rep was so professional and helpful! Thank you."

Susie Curington of Atlanta, GA

"Thanks also for the phone call before E-mail was sent out. It fit together very well. "

David Ruter of Freeport, IL

"Thanks for your fantastic support and customer service."

Mariana Gonzalez of La Crescentia, CA

"Just wanted to thank you for helping this senior citizen agent feel happy about being able to use your website to accomplish the task I set out to do. The programming is very good, and although I enjoy using the telephone to speak with people, the task was easily accomplished using the website."

Ron Bearman of Minnetonka, MN

"Well done, MGA. Well done."

Marty Heppinstill of Highlands Ranch, CO

"Love the ease of use, reminders and prices. Great job!"

Debra Hoffman of El Segundo, CA

"The operator that I spoke with regarding reinstating my E & O coverage was very polite and helpful. She told me that I could take care of this on the website, so I did. I've enjoyed doing business with MGA and would recommend your service to my colleagues. "

Dahlia Corella-Ryle of Jourdanton, TX

"The person I spoke to on the phone is a very nice representative of your company."

Marion Kaye-Marquardt of Valders, WI

"I wish life were this easy. Thanks for the professonalism and quick access."

Kathleen Allen of Nashville, TN

"I called and was helped by your customer service representative. We are a firm of 22 advisors and she was so good. I sent an email to the entire team saying if they ever had questions regarding E&O that they need to call her. I will look forward to renewing next year! Letting you know she is terrific."

Evan Connell of West Linn, OR

"Great, easy-to-fill-out and complete process."

Alberto Vilar of Miami, FL

"The service representive that was on the phone was very nice and pleasant."

Edgar Pund of Appling, GA

"Customer service rep was GREAT!!"

Ted Hite of Kevil, KY

"E&O product is very competitive. Thank you."

David Buttaro of Pottstown, PA


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.

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