MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT). For those customers that select the monthly payment option, your credit card or EFT will be processed on the 3rd business day of each month.

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation. Copyright © 2014 CNA. All rights reserved. One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice.

Program Administrator



Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with Gallagher MGA, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Excellent service over the phone which was my initial contact."

Carol Ann Madie of Lake Forest, CA

"Fast and easy to enroll. Competitive prices."

Larry Mason of Grand Junction, CO

"Your company is great ... ease of renewal and good premiums. Thanks."

Joanne Cleary of Cable, WI

"I would like to praise the professional, courteous, efficient and friendly manner in which your customer service representative treated my situation. She was the reason that allowed me to get through the renewal process. I hope that she is recognized for her effort."

Lourdes Capo-Velez of San Juan, PR

"I had my E&O renewal and I was helped in a very professional, expedient manner. Thank you."

Tammey Sullivan of LIttleton, CO

"The enrollment was brief and easy to do."

Narissa Reyes of Temecula, CA

"Very pleased!"

Edward Kisling of Freson, CA

"Your site made procuring my E&O coverage very easy. Simple and friendly to navigate. Thank you."

Joan Rohleder of Green Bay, Wi


Henery Ruffin of Lake Hamilton, FL

"I was very pleased with the CSR's help with the renewal of E&O coverage for January 1, 2014. Her explanation was excellent."

June Lombardo of Coral Springs, FL

"I have used MGA in the past, the service and staff are top notch! Keep up the great work!"

Lisa Tate of Antioch, CA

"All was good."

Nancy Perez of Indio, CA

"I've been looking for E&O and your website was the best one I've seen and the easiest to use. "

Thomas Jones of Corona, CA

"I was well-pleased with the way I was treated."

De Roy Golden of Channelview, TX

"Your rep was a great help with getting the E&O certificate completed and obtained for print-out through email. He gave us his contact info in case we ever need his help again. We appreciate him!"

Jan Bliek of Hull, IA

"Thank you for your business."

Cheryl Bouchard of Holly, MI

"Just wanted to thank you for helping this senior citizen agent feel happy about being able to use your website to accomplish the task I set out to do. The programming is very good, and although I enjoy using the telephone to speak with people, the task was easily accomplished using the website."

Ron Bearman of Minnetonka, MN

"This was the best re-enrollment for me ever. Thanks."

James Smith of Decatur, GA

"I was totally impressed at how easy it is to get E & O coverage. I wanted to get quotations from other providers but the question and answer portions were so detailed that I had to abort my request. With MGA, i did it in less than 10 minutes. Awesome!"

Carmencita Solidum of North Hollywood, CA

"I will recommend MGA to other agents."

Yvonne Deuell of Richmond, TX

"Excellent procedure – fast & time saving "

Ron Johnson of Lincoln, NE

"Easy ... if I can do it anyone can enroll."

Manuela Hernandez of El Paso, TX

"The service representive that was on the phone was very nice and pleasant."

Edgar Pund of Appling, GA

"The website is very good for E&O applications."

Dennis Young of Rock Island, IL

"Easy to use."

Diane Coyle of Green Bay, WI


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.

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