MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Service has always been excellent!"

Stanley Plotkin of Baltimore, MD

"Your representative was very helpful. He saved me a lot of money. Someone should award him a plaque or trophy for "Outstanding Service." I will be referring all licensed agents to MGA."

Alvin Higa of San Diego, CA

"Your agent could not have been nicer. He went far above excellent to help me out."

Barbara Davis of Lexington, SC

"The customer service representative was outstanding in all respects! She was exceptional at explaining the E&O program and providing concise, accurate and helpful information to assist in my decision. She is obviously well-trained, knowledgeable and skilled at what she does. However, her friendly, courteous and outgoing personality made my experience truly enjoyable, especially considering she is a Philly girl! ;-)"

Kevin Marsar of Safety Harbor, FL

"My call was taken this morning promptly by your customer service representative. She was friendly and helpful! While she explained they were a call center and did not require direct contact through her to complete the process, she offered to email the application and answer any additional questions. She was great to work with! Thank you!"

Sarah Sanders of West Bloomfield, MI

"Rep was very accomodating and make the experience painless."

John Ranalli of Troy, MI

"Your representative did excellent work helping me with my problem . From cancellation of my former contract to completing enrollment in your company plan."

Raymond Rizzo Sr of Somerset, PA

"Good service. Website is user-friendly and easy to use. Keep up the good job."

Usha Christi of Orange, CA

"Your CSR was a big help to me!!"

Rodney Daniels of Mesa, AZ

"I would like to praise the professional, courteous, efficient and friendly manner in which your customer service representative treated my situation. She was the reason that allowed me to get through the renewal process. I hope that she is recognized for her effort."

Lourdes Capo-Velez of San Juan, PR

"The Service Rep was so professional and helpful! Thank you."

Susie Curington of Atlanta, GA

"In talking to your reps, I found that they were very helpful."

Larry Rivero of Lakewood, CO

"Thank you for your prompt courteous service. I was immediately contacted by one of your CSRs after an online request. She listened to my problem, responded, and assisted me in a very professional manner, promptly sending me the E&O link. In only a few moments, I enrolled for coverage to prevent a lapse. She uncomplicated my Monday! Thank you!"

Laurie Henry of Diamondhead, MS

"I appreciated the CSR's help in taking my payment and then I called back about getting into the site to print my certificate and the gentlemen I talked with helped me with that. Then, he emailed me a copy! I was very impressed with that service…"

Janice Nickerson of Fort Mill, SC

"I will recommend MGA to other agents."

Yvonne Deuell of Richmond, TX

"Outstanding experience. Exceptional service. Warm and very polite. I would strongly recommend your firm to others. Thank you."

Joseph Kerr of Bristol, VA

"Both representatives were very helpful and responded very quickly. They were both very polite and knowledgeable."

Michael Goodman of Goffstown, NH

"You guys/ladies are the best ever!!! :)"

Garnetta Morgan of Kingsport, TN

"Your representative left me a very detailed phone message which I appreciate. I called and spoke to a different rep who helped me on the phone and she is awesome. Thank you."

Amy Yamada of Marina, CA

"I have used MGA in the past, the service and staff are top notch! Keep up the great work!"

Lisa Tate of Antioch, CA

"Thanks for accepting my application."

Iris Brookins of Dunedin, FL

"Applying for E & O through the website was a very quick and simple process. Thank you! ."

Teresa Choate of Harrison, AR

"Great experience, I was prepared to spend a lot more with a local P&C broker, but this saved me a great deal!"

Niko Caparisos of Charleston, SC

"Excellent service, value & coverage."

Gordon McLain of Belleair, FL

"The CSR was very kind and helped me get what I needed quickly. Thank you."

Robert Norton of Santa Clara, UT


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.