MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation; a Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"I am satisfied and will continue to use your products."

Chia Chao of Sugar Land, TX

"Excellent service. Keep the good job."

Miguelanjel Perez of Fort Lauderdale, FL

"I really appreciated the time, knowledge and thought that the people that I spoke with at MGA concerning my E&O insurance coverage."

John Gocinski of Pittsburgh, PA

"I was very pleased with the website's ease of use!"

Theodora Richardson of Fairlawn, OH

"Your representative left me a very detailed phone message which I appreciate. I called and spoke to a different rep who helped me on the phone and she is awesome. Thank you."

Amy Yamada of Marina, CA

"I am not sure who I spoke with this morning but please thank him for me. He was quick and efficient and I did not have any time to even pause to call today but he made it very easy. Excellent service. Thank you."

Kelli Tremblay of Concord, NC

"Your customer service representative was friendly and professional. I appreciate her help."

Bobby Mason of Murfreesboro, TN

"The rep was great at customer service. He answered all my questions very well, emailed me the form to fill out, and sent a reply in the same afternoon that I applied for the Errors & Ommissions insurance. Thank you!"

Cindy Ladyman of Bloomington, IN

"I was very impressed with the promptness and professionalism with applying for the E&O insurance."

Brian Shurlow of Surprise, AZ

"Thank you for your service and prompt response. I will recommend my co-workers to visit your website. I am glad that you could service my needs."

Marcelle Martelly of Miami, FL

"It was a pleasure doing business with you. Your staff was very nice and answered all my questions very quickly. Thanks again."

David Vaughn of Las Vegas, NV

"I have used MGA in the past, the service and staff are top notch! Keep up the great work!"

Lisa Tate of Antioch, CA

"Prompt attention, prompt answer.... no problems here. Good job."

Gail Rowell of Braselton, GA

"Great rates. Easy site. Glad I was sent the link."

Janice Mizelle of Denham Springs, LA

"I would like to personally thank your representative for her assistance today. She was so helpful, and was very kind. Thank you!"

Tifanie Spencer of Sandy, UT

"I spoke with a rep who epitimizes the total quality experience for a guy like me. Patient, kind, knowledable and willing to listen and offer more than promised. Great guy I am now educated and happily satisfied. Great cutomer service."

Robert Low of San Diego, CA

"Your representative helped me walk through the application process and directed me to a product. "

Wickham Smith of Irvine, CA

"Excellent service. Received notice of renewal well in advance, auto pay set up was clear, and the ability to get renewal certificate was very easy. Made renewing my E&O a pleasure. Keep up the good work!"

Edward Kamiya of Gardena, CA

"Thank you for being so easy!"

Cathy Chestnutt of Clarkston, WA

"I appreciate the service your company provides and even though the site was very easy to use, I felt the need to contact your customer service department. They directed me to the site I was already on and they re-assured me that I would receive the rate quoted on the screen. I proceeded with the process and purchased coverage through your company. Thank you once again."

Randy Villaverde of La Mesa, CA

"I found the website very easy to use."

Judie Whitton-Hood of Jonesboro, GA

"Excellent service over the phone which was my initial contact."

Carol Ann Madie of Lake Forest, CA

"Very helpful and courteous."

Diana Denman of Austin, TX

"You guys/ladies are the best ever!!! :)"

Garnetta Morgan of Kingsport, TN

"Easiest website I have ever used."

Angel Hovhanessian of Woodland Hills, CA


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.