MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"The follow up call was professionally handled, quick and painless."

Brian Weinberg of McKinney, TX

"Very pleased!"

Edward Kisling of Freson, CA

"The website was extremely easy to use."

Roland Schaffer of Allentown, PA

"The service has always been superb!"

John Runyon of Hampton, GA

"Everything I needed to get done was simple and quick. Thanks."

Kath Sundberg of Yakima, WA

"Very happy to find this program. Saved some money. Thank you for your service."

William Sanford of Stockton, CA

"I am not sure who I spoke with this morning but please thank him for me. He was quick and efficient and I did not have any time to even pause to call today but he made it very easy. Excellent service. Thank you."

Kelli Tremblay of Concord, NC

"A totally smooth transaction. Well done!!!"

James Monroe of Oconomowoc, WI

"The service was easy and user-friendly."

William Johnson of Charlotte, NC

"Great job!"

Grant Gardner of Palm Beach Gardens, FL

"The representative I worked with was very nice. She handled my questions professionally."

Jenny Chen of Irvine, CA

"I normally don't take customer satisfaction surveys but your site was so well done and so easy to use that I responded to this one. Great utility and easy to use."

Philip Cochran of Hobe Sound, FL

"The MGA representative I spoke with this morning could not have been more helpful and pleasant."

B Ann Shephard of Tonasket, WA

"My question was answered promptly and in a professional manner."

Felix Andino of Kissimmee, FL

"The enrollment was brief and easy to do."

Narissa Reyes of Temecula, CA

"The customer service representative was outstanding in all respects! She was exceptional at explaining the E&O program and providing concise, accurate and helpful information to assist in my decision. She is obviously well-trained, knowledgeable and skilled at what she does. However, her friendly, courteous and outgoing personality made my experience truly enjoyable, especially considering she is a Philly girl! ;-)"

Kevin Marsar of Safety Harbor, FL

"Very user-friendly!"

Tracy Ludeman of Kansas City, KS

"I have been very satisfied with MGA through the years of coverage. I have been offered coverage at a lower rate but have stuck with you. Several of my friends in the business have also become your customers. A satisfied customer."

Gerald Widok of Parma, OH

"The CSR was excellent."

Randy Thompson of Ormando Beach, FL

"I was totally impressed at how easy it is to get E & O coverage. I wanted to get quotations from other providers but the question and answer portions were so detailed that I had to abort my request. With MGA, i did it in less than 10 minutes. Awesome!"

Carmencita Solidum of North Hollywood, CA

"The person who assisted me was very knowledgeable about the job. She was courteous and professional."

John Cobbs of Lynchburg, VA

"The Customer Service Representatives of MGA servce are outstanding! You truly give unmatched service, excellent products, and competitive prices. I highly recommend MGA to other independent insurance agents and brokers. Thank you for your excellence and caring for the customer."

Patrick Brown of Silver Spring, MD

"Loved my customer service rep. Thanks for the great service!"

Judy Steward of Lake Forest, CA

"The customer service rep was great! Give her a pay raise. Thank you."

Michael Thue of Long Beach , CA

"Great website. Quick and easy application practice."

Azariah Robinosn of Hixson, TN


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.