MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation; a Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"You are extremely efficient and I really appreciate reaching a live person without a lot of frustration. I will remain with your company due to my experience this morning and your rates are extremely reasonable. You were very respectful and attentive."

Betty O'Connor of Kent, WA

"I also called the customer service dept. and was very satisfied with the help they gave me."

Janet Boyette of Dillon, SC

"Nicely Done!"

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"I found the website very easy to use."

Judie Whitton-Hood of Jonesboro, GA

"You guys/ladies are the best ever!!! :)"

Garnetta Morgan of Kingsport, TN

"The rates were somewhat unexpected as I do not know if I could have found better rates elsewhere."

Gracie Salas of Irving, TX

"I wish life were this easy. Thanks for the professonalism and quick access."

Kathleen Allen of Nashville, TN

"Very easy to use!! Thanks for your service!!!"

Dennis Purdy of Orient, OH

"The enrollment was brief and easy to do."

Narissa Reyes of Temecula, CA

"Your representative was very helpful and professional. Thank you."

Howard Tucker of Richmond, VA

"The person I spoke to on the phone is a very nice representative of your company."

Marion Kaye-Marquardt of Valders, WI

"The customer service rep was extremely helpful via email. She assisted me with my questions prior to making application online."

Brian Munderloh of La Vista, NE

"The company was very helpful."

Herman Worsham of Sandston, VA

"The customer service representative was very helpful and friendly, and i enjoyed doing business with her, and would recommend her to anyone."

Brent Hill of Amarillo, TX

"Your representative left me a very detailed phone message which I appreciate. I called and spoke to a different rep who helped me on the phone and she is awesome. Thank you."

Amy Yamada of Marina, CA

"I got what I need in a few minutes. Excellent!"

Jesus Chao-Alonso of San Jose, CA

"Outstanding experience. Exceptional service. Warm and very polite. I would strongly recommend your firm to others. Thank you."

Joseph Kerr of Bristol, VA

"Great rates. Easy site. Glad I was sent the link."

Janice Mizelle of Denham Springs, LA

"It was incredibly easy. Thank you."

Kathy Brody-Tamblin of Cloverdale , CA

"You CSR is very knowledgeable and friendly. Went above and beyond."

Lynn Williams of Burlington, KY

"I have been very satisfied with MGA through the years of coverage. I have been offered coverage at a lower rate but have stuck with you. Several of my friends in the business have also become your customers. A satisfied customer."

Gerald Widok of Parma, OH

"Loved my customer service rep. Thanks for the great service!"

Judy Steward of Lake Forest, CA

"I appreciate how helpful your CSR she was! Thank you so much. This was a painless process. Quick and efficient. She was very helpful!"

Kathryn Lamphier of Hayward, CA

"I am a newly licensed agent and all the "hoops" can be overwhelming. Thanks for making the E&O part of the licensing and appointment process so easy."

Sandra Schlesselman of Cole Camp, MO

"It was very quick and easy."

Oranetta Rice of Madison, AL


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.