MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Account Management


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation © 2014 Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services

Download Policy State Policy Endorsements


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the first business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"E&O product is very competitive. Thank you."

David Buttaro of Pottstown, PA

"MGA is very efficient. I have been getting my E&O from them for years. They are prompt and accurate."

Marcia Rabaiotti of Riverside, RI

"This site was awesome! I will recommend you to everyone."

James Hendon of Los Angeles, CA

"Great service, friendly people. Very happy with your company."

Jeffrey Esser of Oak Creek, WI

"Very happy with the enrollment process. Thank you."

Joan Rohleder of Green Bay, WI

"I really appreciated the time, knowledge and thought that the people that I spoke with at MGA concerning my E&O insurance coverage."

John Gocinski of Pittsburgh, PA

"Excellent customer service provided by a well-trained and professional staff."

Clifton Beavers of Mays Landing, NJ

"Easy to apply."

Rian Alwens-Estok of Erie, PA

"Called twice. The ladies were extremely knowledgeable and pleasant to deal with. Don't normally respond to surveys. Made an exception in this case. Keep up the great work."

Christopher Eklund of Hammond, TN

"I am not sure who I spoke with this morning but please thank him for me. He was quick and efficient and I did not have any time to even pause to call today but he made it very easy. Excellent service. Thank you."

Kelli Tremblay of Concord, NC

"Excellent experience. Thanks."

Dianne Girazian of Selma, CA

"The service has always been superb!"

John Runyon of Hampton, GA

"The CSR was excellent."

Randy Thompson of Ormando Beach, FL

"Excellent Piece of work! Congratulations!!"

Omar Nieto of San Ysidro, CA

"Great experience, I was prepared to spend a lot more with a local P&C broker, but this saved me a great deal!"

Niko Caparisos of Charleston, SC

"I loved that I could get the quotes, certificate and coverage details of my E&O policy immediately and bind coverage. Great process and I would recommend it to everyone!"

Jeremiah Wise of Westmont, IL

"The website is very good for E&O applications."

Dennis Young of Rock Island, IL

"Loved my customer service rep. Thanks for the great service!"

Judy Steward of Lake Forest, CA

"Your website, ease of use, simplicity, pricing and method of payment are ALL excellent. I am well pleased. In 4+ years with different vendors, never has this been as easy and professional. We agents write complicated applications all the time, and working with you is refreshing."

Roger Puckett of Colfax, NC

"I was well-pleased with the way I was treated."

De Roy Golden of Channelview, TX

"The representative I worked with was very nice. She handled my questions professionally."

Jenny Chen of Irvine, CA

"The ease of computer sign up. Very user-friendly."

Marisol Rodriguez of Orlando, FL

"Your site made procuring my E&O coverage very easy. Simple and friendly to navigate. Thank you."

Joan Rohleder of Green Bay, Wi

"Your company is great ... ease of renewal and good premiums. Thanks."

Joanne Cleary of Cable, WI

"I had my E&O renewal and I was helped in a very professional, expedient manner. Thank you."

Tammey Sullivan of LIttleton, CO


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.