MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation; a Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"Very happy with the enrollment process. Thank you."

Joan Rohleder of Green Bay, WI

"A totally smooth transaction. Well done!!!"

James Monroe of Oconomowoc, WI

"I can tell that customer satisfaction is a priority for your company! I appreciate it and how simple you have made the process for me."

Michelle Ahlgren of Alexandria, MN

"This was a very easy process completed with the help I received by phone. It was at the end of the day but was told if I had a problem that I should call and someone would help me. I got my certificate and it made my day."

Donald Bolton of Westminster, CA

"The company was very helpful."

Herman Worsham of Sandston, VA

"The customer service representative was very courteous and explained to me why I should change my effective date to May 1."

Daniel Eckstein of West Chester, OH

"Easiest website I have ever used."

Angel Hovhanessian of Woodland Hills, CA

"The representative did a great job."

William Redden of Oklahoma City, OK

"Your representative was very helpful. He saved me a lot of money. Someone should award him a plaque or trophy for "Outstanding Service." I will be referring all licensed agents to MGA."

Alvin Higa of San Diego, CA

"Nice and easy!!"

Tom Massey of Abilene, TX

"Very polite, professional and efficient."

Jadzia Borenstein of Plantation, FL

"When I called your office, your staff was extremely courteous, professional and prompt with all questions. A rare characteristic these days for businesses."

Mary Pelham of Tampa, FL

"I appreciated the CSR's help in taking my payment and then I called back about getting into the site to print my certificate and the gentlemen I talked with helped me with that. Then, he emailed me a copy! I was very impressed with that service…"

Janice Nickerson of Fort Mill, SC

"You guys/ladies are the best ever!!! :)"

Garnetta Morgan of Kingsport, TN

"Your CSR was a big help to me!!"

Rodney Daniels of Mesa, AZ

"Thank you for making this process so easy and quick. I did it on my lunch break!"

Elba Withey of Compton, CA

"The website is very good for E&O applications."

Dennis Young of Rock Island, IL

"Your representative was very helpful and professional. Thank you."

Howard Tucker of Richmond, VA

"The CSR was very kind and helped me get what I needed quickly. Thank you."

Robert Norton of Santa Clara, UT

"Although, your website handled my service call completely, this time. I want to say, when I have had to call in at the last minute for assistance, your representative has been there for me and handled the service I needed professionally and with courtesy. She is a great asset for you."

George Bailey of Tucker, GA

"I appreciate how helpful your CSR she was! Thank you so much. This was a painless process. Quick and efficient. She was very helpful!"

Kathryn Lamphier of Hayward, CA

"Thank you for your prompt courteous service. I was immediately contacted by one of your CSRs after an online request. She listened to my problem, responded, and assisted me in a very professional manner, promptly sending me the E&O link. In only a few moments, I enrolled for coverage to prevent a lapse. She uncomplicated my Monday! Thank you!"

Laurie Henry of Diamondhead, MS

"Ease of application was great. Thank you."

Marcy Parrish of Springfield, OR

"Always a pleasure. Thanks again."

Ryan Frame of Glen Arm, MD

"I really like the ease of using this website. Very easy to understand."

Joe Story of Tomahawk, WI


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.