MGA Select Enrollers Sponsored E&O Program

This Errors and Omissions Insurance Plan is designed exclusively for hired per diem or commission-based enrollers only.

Basic coverage starts at just $22.00 per month with $79.00 down, or a one time payment of $261.00 based on lowest 12 month pricing option. Actual pricing may be prorated based on effective date of coverage.

Apply For Your E&O Coverage Now! Download Policy State Policy Endorsements


Program Eligibility

  • You must have an active life and/or health insurance license to be eligible for coverage

Program Features

  • This coverage is intended for hired per diem or commission-based enrollers only. Coverage is NOT intended for the broker on the benefit plan. The plan is an annual-renewable claims-made policy. Claims-made financial services professional liability coverage limited to services provided as an enrollment specialist.
  • Coverage under this program is offered on a claims made basis. The policy will only cover claims first made against the Insured and reported to the Insurer during the certificate period. The agent must not have had knowledge of the claim or circumstances likely to result in a claim at the effective date of coverage.
  • This policy applies to an act, error or omission which takes place anywhere in the world, provided that the claim is made and suit is brought against the Insured in the United States of America.
  • Instant certificate of insurance for qualified applicants

Coverage Liability Limit Options

  • $500K per claim / $500K annual aggregate
  • $1 Million per claim / $1 Million annual aggregate


  • $250 deductible for claims arising from the enrollment of group benefits and/or life & health products and services in the worksite marketing environment.

Payment Options

  • Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT)

Program Underwriter

  • CNA is a registered trademark of CNA Financial Corporation; a Continental Casualty Company. All rights reserved. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all provinces and may be subject to change without notice.

Program Administrator

  • MGA Insurance Services


Rate Calculator

This is an annual policy which renews 12 months from your selected effective date. Pricing includes premium, applicable administrative fees, taxes and doc stamps. Down payment includes one month's premium, admin fees, taxes, doc stamps and a $5.00 monthly processing fee. Monthly payments include one month's premium and $5.00 processing fee and will begin the third business day of the month after the enrollment effective date. Policy is subject to minimum earned premium equal to one month of premium. Administrative fees and minimum earned premium are non-refundable.



We value your feedback!

If you've had a positive experience with MGA Insurance Services, or you have suggestions on how we can better serve you, please complete our Customer Satisfaction Survey.

"The follow up call was professionally handled, quick and painless."

Brian Weinberg of McKinney, TX

"Recent contact with an MGA representative was both courteous, and professional."

Frank Kane of Newington, CT

"The person I spoke to on the phone is a very nice representative of your company."

Marion Kaye-Marquardt of Valders, WI

"Called customer services and they were very helpful!"

Robert Durante of Parma, OH

"The service representive that was on the phone was very nice and pleasant."

Edgar Pund of Appling, GA

"Great service, friendly people. Very happy with your company."

Jeffrey Esser of Oak Creek, WI

"Have always had a quick answer which is appreciated. Thank goodness I have never had a claim."

Patrick Higgins of Austin, TX

"I worked with your sales representative who got back to me very quickly. He was great to work with!"

Maria Cavanaugh of West Chester, PA

"Easy to apply."

Rian Alwens-Estok of Erie, PA

"I registed for E & O online. The communication and progress of my application was excellent. Thank you for such good service."

Robin Bieler of Middlebury, CT

"Spoke to your CSR. She was very helpful with my renewal."

Herbert Harrer of Stevens Point, WI

"I appreciate the information and the way it was presented. "

Bonnie Gaskin of Forest City, NC

"Love the ease of use, reminders and prices. Great job!"

Debra Hoffman of El Segundo, CA

"Found your site to be very user frindly and I look forward to doing business with your firm."

Leon Daniels of Hampstead, NC

"I was assisted by your CSR and he was very helpful in getting me registered for my E&O coverage."

Minerva Allen of Orlando, FL

"You guys are great. Thank you."

John Ranalli of Troy, MI

"You guys are very easy to deal with."

Stephen Cox of Lafayette, CO

"I have been offered E&O from other companies. Some of the other premiums were a bit lower. However, MGA has always been available when I needed assistance. I have never needed to make a claim. After 10+ years, I am happy with MGA."

Jim Rakvica of Ft. Lauderdale, FL

"Was extremely pleased with the ease of applying & helpful staff when I called for assistance."

Jeanette Helyes-Guertin of Rock HIll, SC

"I wish life were this easy. Thanks for the professonalism and quick access."

Kathleen Allen of Nashville, TN

"Better cost than all the rest."

Gregg Lancer of San Juan Capistrano, CA

"The rep was great at customer service. He answered all my questions very well, emailed me the form to fill out, and sent a reply in the same afternoon that I applied for the Errors & Ommissions insurance. Thank you!"

Cindy Ladyman of Bloomington, IN

"Easy and fast."

Gerald Thornton of Bullhead City, AZ

"I spoke to the CSR twice with questions and she was EXCEPTIONAL! She knew exactly what she was talking about and how to answer my questions without hesitation. Service like this made life easier for me. Thank you!"

Michelle Ahlgren of Alexandria, MN

"Very polite, professional and efficient."

Jadzia Borenstein of Plantation, FL


Don't lose your prior acts coverage!

Set your FREE E&O renewal reminder

It is extremely important that you understand the crucial need to avoid "gaps" of any kind in your E&O coverage. If you allow any gap to occur, even a gap of 1 day, between one policy's expiration and the next policy's effective date, you could lose years of prior acts protection.

You should know...

As an insurance sales agent, your E&O insurance coverage could be your most important investment. Protecting yourself from the expense of a potential lawsuit or legal action is critical.

Claim Prevention Tips

Experience the MGA difference!

  • Coverage Flexibility
    Why pay additional for coverage on products you don't write? With this policy, you have the flexibility to choose the coverages that are right for you.
  • A-Rated Carrier
  • Monthly Payment Options
    Pay in full or choose monthly payments via credit card or electronic funds transfer (EFT).
  • Easy Online Application
    No long paper applications. Online enrollment takes just minutes!
  • Incredibly Affordable!
    Coverage starts at just $22.00 per month.

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